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Also, is it too early to find out whether my baby daughter will have a comfortable future financially and emotionally? Also, is there any periods of time in her life which will be "low" for her and that we have to look out for?
The Chinese has sayings 兒孫自有兒孫福 and 船到橋頭自然直 (well, I will let your wife explains these Chinese concepts to you), so as long as we educate our children properly, they should know how to fish for themselves and not worrying how long could we provide them with fish.
Her best time shall be around 20-29, and she should do well in her study, but as I have said before, she needs to learn how to make the right decision, this can be so because she is so bright and intelligence in her study that she is too proud to admit that she lacks experience in making some important decision.
If she is taught well during that 20-29, then she would be well-prepared for the next 10 years and also years to come.
The next 10 years pillar 30-39 won't be that easy for her, but if she has been taught well, I am sure she will get thru all the ups and downs, and if she can live up to 70s (sorry, I do not read when would a person pass away), she will have great retirement age from 70-89.
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若所寫的（有關解惑）對你有所提點或幫助，請務必隨緣捐獻或行一善事。
性格控制命運，
命運決定人生；
您的過去建構您的現在，
您的現在導向您的未來。
若所寫的（有關解惑）對你有所提點或幫助，請務必隨緣捐獻或行一善事。
性格控制命運，
命運決定人生；
您的過去建構您的現在，
您的現在導向您的未來。
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